Hard Skills
AdvancedRisk Assessment and SelectionThe ability to evaluate property features, construction materials, occupancy, and protection systems to determine the degree of risk and whether to accept or decline coverage.
IntermediateCatastrophe (CAT) Modeling InterpretationUnderstanding and applying outputs from catastrophe models to assess exposure to natural disasters like floods, earthquakes, and windstorms.
ExpertPolicy Wording and DraftingThe technical skill of interpreting and creating specific insurance clauses, endorsements, and exclusions to define the scope of coverage accurately.
IntermediateFinancial Statement AnalysisEvaluating the financial health of prospective clients through balance sheets and income statements to assess credit risk and moral hazard.
IntermediateRegulatory Compliance KnowledgeStaying current with state and federal insurance laws, filing requirements, and market conduct regulations.