Hard Skills
AdvancedLoan OriginationThe multi-step process through which a borrower applies for a mortgage and the lender processes, underwrites, and funds the loan.
AdvancedRegulatory ComplianceAdherence to federal and state laws such as the Truth in Lending Act (TILA), Real Estate Settlement Procedures Act (RESPA), and HMDA reporting requirements.
IntermediateFinancial AnalysisThe ability to evaluate a borrower's credit report, income documentation, and debt-to-income ratios to determine creditworthiness.
BasicCRM ProficiencyThe technical ability to use Customer Relationship Management software to track leads, manage pipelines, and maintain client communication.