Hard Skills
AdvancedCredit AnalysisEvaluating a borrower's creditworthiness by reviewing financial statements, credit reports, and income verification.
ExpertRegulatory ComplianceAdherence to financial laws and regulations such as TILA, FCRA, and AML protocols during the lending process.
IntermediateLoan DocumentationAccurately preparing and reviewing all legal paperwork required for loan closing and funding.
IntermediateDebt-to-Income (DTI) AnalysisCalculating the ratio of a consumer's monthly debt payments to their gross monthly income to determine repayment capacity.
IntermediateCustomer Relationship Management (CRM)Using specialized software to track interactions with borrowers and manage the sales pipeline.